@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/plexsans-latin-400.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/plexsans-latin-ext-400.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/plexsans-latin-500.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/plexsans-latin-ext-500.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/plexsans-latin-600.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/plexsans-latin-ext-600.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/plexsans-latin-700.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/plexsans-latin-ext-700.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Newsreader";src:url(fonts/newsreader.woff2) format("woff2");font-weight:200 800;font-style:normal;font-display:swap}
:root{--navy:#23296e;--navy-h:#343a86;--crimson:#b13630;--crimson-d:#962d28;--ink:#111111;--ink2:#2c2c2c;--muted:#555555;--rule:#e6e6e6;--subtle:#f7f7f7;--deep:#080733;--on-deep:#c9cbea;--serif:"Newsreader","EB Garamond",Georgia,serif;--sans:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--ease:cubic-bezier(.2,0,0,1)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink2);font-family:var(--sans);font-size:16px;line-height:1.55;overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:var(--navy)}a:hover{color:var(--crimson)}
:focus-visible{outline:3px solid var(--crimson);outline-offset:2px}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:8px;top:8px;color:#fff}
.wrap{max-width:1200px;margin:0 auto;padding-left:24px;padding-right:24px}
.topbar{background:var(--crimson);color:#fff;font-size:12.5px;letter-spacing:.3px;text-align:center;padding:8px 24px}
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--rule)}
.site-head__in{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center}.brand img{height:40px;width:auto;display:block}
.site-nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap;justify-content:flex-end}
.site-nav a{font-size:13.5px;font-weight:600;color:var(--navy);text-decoration:none}
.site-nav a:hover{color:var(--crimson)}
.site-nav a[aria-current="page"],.site-nav a[aria-current="true"]{color:var(--crimson);box-shadow:inset 0 -2px 0 var(--crimson)}
.site-nav .site-nav__home{color:var(--muted);border-left:1px solid var(--rule);padding-left:22px}
.site-nav .btn{color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font-family:var(--sans);font-size:14.5px;font-weight:600;line-height:1.2;text-decoration:none;border-radius:999px;padding:12px 22px;border:1px solid transparent;transition:background-color .2s var(--ease),color .2s var(--ease),transform .12s ease-out;min-height:44px;text-align:center}
.btn:active{transform:scale(.97)}
.btn--primary{background:var(--navy);color:#fff}.btn--primary:hover{background:var(--navy-h);color:#fff}
.btn--banner{background:var(--crimson);color:#fff}.btn--banner:hover{background:var(--crimson-d);color:#fff}
.btn--outline{background:#fff;color:var(--ink);border-color:#cfcfcf}.btn--outline:hover{border-color:var(--navy);color:var(--navy)}
.btn--sm{font-size:13px;padding:8px 16px;min-height:36px}
.btn--block{display:flex;width:100%}
.kicker{font-size:12px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--navy);margin:0}
.kicker--light{color:var(--on-deep)}
.hero{padding-top:60px;padding-bottom:44px}
.hero--short{padding-bottom:20px}
.hero__title{font-family:var(--serif);font-size:clamp(38px,5vw,54px);font-weight:600;line-height:1.05;letter-spacing:-.5px;color:var(--ink);margin:14px 0 16px;max-width:880px}
.byline{font-size:14px;color:var(--muted);margin:0 0 18px}.byline .sep{margin:0 8px}
.hero__lede{font-family:var(--serif);font-size:21px;line-height:1.45;color:var(--ink2);max-width:720px;margin:0 0 26px}
.hero__ctas{display:flex;gap:12px;flex-wrap:wrap}
.band{background:var(--subtle);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:52px 0 56px}
.block{padding-top:56px;padding-bottom:56px}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap;border-bottom:2px solid var(--navy);padding-bottom:10px;margin-bottom:28px}
.section-head__title{font-family:var(--serif);font-size:30px;font-weight:600;line-height:1.15;color:var(--ink);margin:0}
.section-head__aside{font-size:13px;color:var(--muted)}
.src{display:inline-block;font-size:12px;font-weight:600;color:var(--muted);text-decoration:underline;text-decoration-color:#bdbdbd;text-underline-offset:2px;white-space:nowrap}
.src:hover{color:var(--crimson)}
.src{font-family:var(--sans)}
.nw{white-space:nowrap}
/* tabs */
.tabs{display:inline-flex;background:#fff;border:1px solid #cfcfcf;border-radius:999px;padding:4px;gap:4px;margin-bottom:24px;flex-wrap:wrap}
.tabs[hidden]{display:none}
.tabs button{font:600 15px/1.2 var(--sans);color:var(--navy);background:transparent;border:0;border-radius:999px;padding:10px 22px;min-height:44px;cursor:pointer}
.tabs button[aria-selected="true"]{background:var(--navy);color:#fff}
.tabs button:hover{color:var(--crimson)}.tabs button[aria-selected="true"]:hover{color:#fff}
.panel{margin-bottom:8px}
.js .panel[data-hidden]{display:none}
.js .panel__title{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%)}
.panel__title{font-family:var(--serif);font-size:22px;color:var(--ink);margin:28px 0 8px}
.panel__note{font-size:14.5px;color:var(--ink2);max-width:760px;margin:0 0 20px}
.amts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:16px}
.amt{background:#fff;border:1px solid var(--rule);border-top:3px solid var(--navy);padding:18px 16px 16px;display:flex;flex-direction:column;gap:4px}
.amt--other{border-top-color:#cfcfcf}
.amt__fig{font-family:var(--serif);font-size:36px;font-weight:600;line-height:1;color:var(--navy)}
.amt__fig--sm{font-size:24px;line-height:1.1}
.amt__per{font-size:13px;color:var(--muted);margin-bottom:6px}
.amt__year{font-size:13.5px;font-weight:600;color:var(--ink2)}
.amt__circle{font-size:13px;color:var(--ink2);margin-bottom:12px;flex:1}
.amt .btn{margin-top:auto;font-size:13.5px;padding:10px 12px}
/* ladder */
.circles{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:24px 48px;align-items:start}
.circles__intro{grid-column:1/-1;max-width:780px}
.circles__intro p{margin:0 0 10px;font-size:15.5px}
.ladder{list-style:none;margin:0;padding:0;border-left:2px solid var(--rule)}
.rung{display:flex;gap:18px;padding:0 0 28px 0;position:relative}
.rung__mark{flex:0 0 auto;font-family:var(--serif);font-size:26px;font-weight:600;color:var(--crimson);width:56px;text-align:right;line-height:1.1;padding-top:2px;border-right:3px solid var(--crimson);padding-right:12px;margin-left:-2px}
.rung__body{min-width:0;flex:1}
.rung__name{font-family:var(--serif);font-size:24px;font-weight:600;color:var(--ink);margin:0;line-height:1.2}
.rung__range{font-size:12px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--navy);margin:6px 0 10px}
.rung__plus{font-size:14px;font-style:italic;color:var(--muted);margin:0 0 6px}
.rung__list{margin:0;padding-left:18px}.rung__list li{font-size:15px;margin-bottom:6px}
.rung__list cite{font-style:italic}
.lead-box{background:var(--navy);color:#fff;border-radius:4px;padding:22px 22px 24px;position:sticky;top:88px}
.lead-box__kicker{font-size:11px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--on-deep);margin:0}
.lead-box__title{font-family:var(--serif);font-size:24px;font-weight:600;margin:6px 0 8px;line-height:1.2}
.lead-box p{font-size:14.5px;line-height:1.5;color:#e4e5f4;margin:0 0 12px}
.lead-box__links{display:flex;flex-wrap:wrap;gap:10px 14px;align-items:center}
.lead-box__more{color:#fff;font-size:13.5px;font-weight:600}.lead-box__more:hover{color:#fff;text-decoration-thickness:2px}
/* society */
.society{background:var(--deep);color:#fff;padding:56px 0}
.society__in{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:24px 56px;align-items:start}
.society__title{font-family:var(--serif);font-size:clamp(32px,4vw,44px);font-weight:600;line-height:1.08;margin:10px 0 14px}
.society__lede{font-family:var(--serif);font-size:20px;line-height:1.45;color:#eceef9;margin:0}
.society .src{color:var(--on-deep);text-decoration-color:#6b6fa3}.society .src:hover{color:#fff}
.society__list{list-style:none;margin:0;padding:0}
.society__list li{border-left:3px solid var(--crimson);padding:4px 0 4px 16px;margin-bottom:16px;font-size:15px;color:#e4e5f4}
.society__list strong{color:#fff}
.society__ctas{grid-column:1/-1;display:flex;gap:18px;flex-wrap:wrap;align-items:center}
.society__mail{color:#fff}.society__portal{color:#fff;font-weight:600;font-size:14.5px}.society__portal:hover{color:#fff;text-decoration-thickness:2px}
/* other ways */
.ways{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:24px 32px}
.way{border-top:1px solid var(--rule);padding-top:16px;display:flex;flex-direction:column;gap:8px}
.way__title{font-family:var(--serif);font-size:22px;font-weight:600;color:var(--ink);margin:0;line-height:1.2}
.way__body{font-size:14.5px;margin:0;flex:1}
.way__cta{font-size:13.5px;font-weight:600;text-decoration:none}
.legal{font-size:13px;color:var(--muted);border-top:1px solid var(--rule);margin-top:36px;padding-top:16px}
/* prose / method */
.prose{max-width:820px}
.prose h2{font-family:var(--serif);font-size:26px;color:var(--ink);margin:32px 0 10px}
.prose p{font-size:16px}
.table-wrap{overflow-x:auto;border:1px solid var(--rule)}
table{border-collapse:collapse;width:100%;min-width:300px;background:#fff}
th{text-align:left;font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--navy);padding:12px 14px;border-bottom:2px solid var(--navy)}
td{font-size:14px;padding:10px 14px;border-bottom:1px solid var(--rule)}
/* footer */
.site-foot{background:var(--deep);color:var(--on-deep)}
.society+.wrap{}
.site-foot__in{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;padding-top:36px;padding-bottom:30px}
.site-foot__about{max-width:480px}
.site-foot__about img{height:34px;width:auto;display:block;margin-bottom:14px}
.site-foot p{font-size:13px;line-height:1.65;margin:0 0 6px}
.site-foot__meta{text-align:right}
.site-foot a{color:#fff}
@media (max-width:900px){.circles{grid-template-columns:1fr}.lead-box{position:static}.society__in{grid-template-columns:1fr}}
@media (max-width:760px){
 body{font-size:17px}
 .topbar{font-size:14px}
 .site-head{position:static}
 .site-head__in{flex-direction:column;align-items:flex-start;gap:10px}
 .site-nav{justify-content:flex-start;gap:10px 16px}
 .site-nav a{font-size:15px}
 .site-nav .site-nav__home{border-left:0;padding-left:0}
 .hero{padding-top:36px}
 .hero__lede{font-size:19px}
 .section-head__title{font-size:26px}
 .amts{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
 .amt__fig{font-size:30px}
 .rung__mark{width:44px;font-size:22px;padding-right:8px}
 .rung{gap:12px}
 .rung__list li,.way__body,.panel__note{font-size:16px}
 .src{font-size:13px;white-space:normal}
 .ways{grid-template-columns:1fr}
 .site-foot__meta{text-align:left}
 .site-foot p{font-size:14.5px}
}
@media (max-width:360px){.amts{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}.btn:active{transform:none}}